# Nolus Protocol > Nolus is a DeFi protocol for capital-efficient spot margin trading with fixed interest rates and a novel lease-based leverage model. Built on Cosmos, with cross-chain support via IBC. The Nolus DeFi Lease provides up to 150% financing on the initial investment with a lowered margin call risk, inspired by traditional lease products. ## Product - [Main site](https://nolus.io/): Overview, positioning, live metrics - [Launch App](https://app.nolus.io/): Live protocol interface (wallet required) - [About](https://nolus.io/about): Team, mission, approach - [Governance](https://nolus.io/governance): On-chain governance, proposals, NLS token ## Documents - [Whitepaper](https://nolus.io/Nolus-Whitepaper.pdf): Technical design of the lease-based margin engine - [Brand kit](https://nolus.io/Nolus-Brandkit.pdf): Logos, colors, typography ## Developer resources - [GitHub organization](https://github.com/nolus-protocol): All Nolus open-source repos - [nolus.js SDK](https://github.com/nolus-protocol/nolus.js): TypeScript SDK for Nolus Protocol — client, wallet, contracts, utils, constants - [MCP server](https://github.com/nolus-protocol/nolus.js#mcp-server): Model Context Protocol server bundled with nolus.js. Exposes 20+ query tools (prices, leases, pools, oracle) and transaction builders for lease operations, deposits, withdrawals. Runs as stdio server via `npx tsx` — install with `npm install @nolus/nolusjs`. ## Networks - Mainnet (Pirin): The production Nolus chain - Testnet (Rila): For development and testing ## Agent endpoints - [A2A Agent Card](https://nolus.io/.well-known/agent-card.json): Structured agent card for the marketing site - [Agent Skills](https://nolus.io/.well-known/agent-skills/index.json): Read-only skills manifest (points to app.nolus.io for live data) - [MCP Server Card](https://nolus.io/.well-known/mcp/server-card.json): SEP-1649 metadata for the stdio MCP server ## Blog The full Nolus publication, covering product, education, engineering, and governance. A concatenated markdown corpus is available at https://nolus.io/llms-full.txt for bulk ingestion. - [When the Weakest Link Isn't the Code](https://nolus.io/blog/when-the-weakest-link-isnt-the-code) (6 min read): In April 2026, Drift Protocol lost $285M in 12 minutes — not to a smart contract exploit. The attack pattern has shifted from breaking code to compromising control. - [Nolus Web App Architectural Evolution](https://nolus.io/blog/nolus-web-app-architectural-evolution) (4 min read): The latest version of the Nolus web app marks a fundamental architectural evolution. - [Nolus Roadmap: H1 2026](https://nolus.io/blog/nolus-roadmap-h1-2026) (3 min read): The first half of 2026 marks a focused building phase for Nolus, not in the sense of adding features for their own sake, but in expanding - [Nolus in 2025: A Year in Review](https://nolus.io/blog/nolus-in-2025-a-year-in-review) (4 min read): From DeFi leasing to asset-backed margin leverage, smarter liquidations, and trust-minimized expansion beyond Cosmos - [Extending IBC to Solana with Solray](https://nolus.io/blog/extending-ibc-to-solana-with-solray) (3 min read): IBC has been the Cosmos ecosystem’s long-standing foundation for secure, trust-minimized interoperability. - [Liquidation Impacts](https://nolus.io/blog/liquidation-impacts) (4 min read): In mid-October 2025, the crypto market experienced its sharpest single-day deleveraging event to date. - [Project X Unlocking Cross-Chain Interoperability for Nolus](https://nolus.io/blog/project-x-unlocking-cross-chain-interoperability-for-nolus) (5 min read): For Nolus, interoperability has always been more than a buzzword — it’s the backbone of how our Money Market works. - [Beyond the Leverage Multiple](https://nolus.io/blog/beyond-the-leverage-multiple) (4 min read): Leveraged exposure has become a cornerstone of modern DeFi strategy, but the mechanisms enabling it differ greatly in structure and - [MAG: Safeguarding Your Margin Position in Volatile Markets](https://nolus.io/blog/mag-safeguarding-your-margin-position-in-volatile-markets) (3 min read): Volatility is a double-edged sword in crypto: it creates opportunities for big gains, but also for sudden losses - [How Nolus Keeps USDC Yields Above 10% APY Mark](https://nolus.io/blog/how-nolus-keeps-usdc-yields-above-10-apy-mark) (1 min read): USDC yields on Nolus have captured attention with their consistency and competitiveness, often ranging from 10% to 16% APY. - [From DeFi Leasing to Margin Power Plays](https://nolus.io/blog/from-defi-leasing-to-margin-power-plays) (2 min read): Nolus started as a DeFi leasing protocol, allowing users to acquire more assets with less capital while maintaining controlled risk - [How Misconceptions Shape Our Views on Crypto](https://nolus.io/blog/how-misconceptions-shape-our-views-on-crypto) (2 min read): Have you ever heard that goldfish have only a three-second memory? Or that humans use just 10% of their brain? - [Nolus in 2025: A Year of Excitement](https://nolus.io/blog/nolus-in-2025-a-year-of-excitement) (4 min read): With 2025 underway, we hope that everybody had a great holiday period. - [Nolus in 2024: A Year in Review](https://nolus.io/blog/nolus-in-2024-a-year-in-review) (4 min read): Looking back at 2024, it was a year when Nolus expanded, evolved, and positioned itself for an even greater 2025. - [Strategies on Nolus Protocol v2](https://nolus.io/blog/strategies-on-nolus-protocol-v2) (6 min read): Over one year ago, we published our blog post covering common strategies that users on Nolus could leverage to maximize their yield. - [Why Mindset Matters Even More in Crypto](https://nolus.io/blog/why-mindset-matters-even-more-in-crypto) (3 min read): In the world of crypto, mindset is not just a nice-to-have — it’s essential. - [Tiresome, vague, and lazy — why TVL is not the be-all and end-all of metrics](https://nolus.io/blog/tiresome-vague-and-lazy-why-tvl-is-not-the-be-all-and-end-all-of-metrics) (4 min read): The DeFi space has long used Total Value Locked (“TVL”) as the primary indicator of the success of a protocol (e.g. - [The Breakdown: Nolus vs Perpetual Swaps](https://nolus.io/blog/the-breakdown-nolus-vs-perpetual-swaps) (4 min read): In late August, Nolus upgraded its feature set through Proposal 144, allowing users to take short positions against assets. - [Revamping Nolus Chain Inflation for Long-Term Growth](https://nolus.io/blog/revamping-nolus-chain-inflation-for-long-term-growth) (2 min read): The NLS token serves as the backbone of the Nolus ecosystem, driving key operations such as gas fee payments on the Nolus chain, network - [Nolus SWAG: Capturing DeFi Dynamics](https://nolus.io/blog/nolus-swag-capturing-defi-dynamics) (2 min read): In crypto, SWAG is more than just merchandise — it’s an essential tool for shaping brand identity and building a sense of community. - [Demystifying DeFi, risky business or not](https://nolus.io/blog/demystifying-defi-risky-business-or-not) (3 min read): The crypto community has become very familiar with super-high APRs on all primitives from spot exchanges to money markets to perpetual - [Nolus Eden v0.6.2: The Future of Decentralized Finance](https://nolus.io/blog/nolus-eden-v0-6-2-the-future-of-decentralized-finance) (2 min read): The Nolus team is thrilled to announce the release of our latest major upgrade, the Nolus v0.6.2 software upgrade, named Eden. - [The Evolution of Money Markets](https://nolus.io/blog/the-evolution-of-money-markets) (4 min read): Over the millennia, lending has evolved dramatically, becoming more competitive and providing more attractive rates to participants. - [A Game-Changer for DeFi Liquidity Fragmentation](https://nolus.io/blog/a-game-changer-for-defi-liquidity-fragmentation) (2 min read): Unifying Digital Assets to Enhance Liquidity and User Experience - [Infusing Artistry and Creativity into the Tech-Driven Landscape](https://nolus.io/blog/infusing-artistry-and-creativity-into-the-tech-driven-landscape) (2 min read): By committing to supporting talented individuals and elevating their profiles within the crypto community, we aim to foster creativity - [Nolus Protocol 2024 Roadmap](https://nolus.io/blog/nolus-protocol-2024-roadmap) (2 min read): Detailed Feature Releases for 2024 - [Post Mortem Report: Service Interruption of Nolus Protocol on April 12th](https://nolus.io/blog/post-mortem-report-service-interruption-of-nolus-protocol-on-april-12th) (2 min read): Summary - [Post Mortem Report: Nolus Protocol Service Interruption on March 23th](https://nolus.io/blog/post-mortem-report-nolus-protocol-service-interruption-on-march-23th) (2 min read): Summary - [In-Depth Analysis #3: Unprecedented Growth Continues](https://nolus.io/blog/in-depth-analysis-3-unprecedented-growth-continues) (2 min read): Welcome back to the third installment of our series, ‘In-Depth Analysis. - [Nolus Twilight v0.5.0: Boosted performance for boosted adoption](https://nolus.io/blog/nolus-twilight-v0-5-0-boosted-performance-for-boosted-adoption) (2 min read): Exploring the latest upgrade and its impact on users - [In-Depth Analysis #2: Nolus Protocol’s Explosive Growth](https://nolus.io/blog/in-depth-analysis-2-nolus-protocol-s-explosive-growth) (4 min read): Welcome to the second episode of our series ‘In-Depth Analysis. - [Nolus Expands to Neutron](https://nolus.io/blog/nolus-expands-to-neutron) (3 min read): Nolus is progressing towards completing its integration of Astroport’s deployment on Neutron. - [In-Depth Analysis: Nolus Money Market’s Early Months](https://nolus.io/blog/in-depth-analysis-nolus-money-market-s-early-months) (3 min read): In the evolving landscape of DeFi, Nolus is carving out a niche, not through conventional benchmarks but by pioneering a demand for its - [Post-Mortem Analysis: Imperfect Price Feed Impacting Nolus Protocol](https://nolus.io/blog/post-mortem-analysis-imperfect-price-feed-impacting-nolus-protocol) (2 min read): Date and Time of Occurrence September 8th, 2023, 08:45 UTC - [Rug Pulls: Navigating the Pitfalls](https://nolus.io/blog/rug-pulls-navigating-the-pitfalls) (1 min read): Ensuring the security of your investments means understanding the nuances of rug pulls in the evolving world of crypto and DeFi. - [Liquidations on Nolus Protocol](https://nolus.io/blog/liquidations-on-nolus-protocol) (3 min read): DeFi Leases, among other primitives involving lending, have liquidation mechanisms to ensure that lenders and the Protocol do not suffer - [Strategies on Nolus Protocol](https://nolus.io/blog/strategies-on-nolus-protocol) (4 min read): With all cylinders firing on Nolus Protocol, we cover some of the basic and more complex strategies that users of the Protocol can use to - [Tips to Mitigate Risk in Crypto Lending and Borrowing: How Nolus Provides Safety and Security](https://nolus.io/blog/tips-to-mitigate-risk-in-crypto-lending-and-borrowing-how-nolus-provides-safety-and-security) (6 min read): In the fast-paced world of cryptocurrency, lending and borrowing have gained significant popularity. - [The Future of IBC](https://nolus.io/blog/the-future-of-ibc) (3 min read): As a value-bridging protocol, IBC has been a massive boon to the Cosmos ecosystem. - [Nolus’ Mainnet Launch!](https://nolus.io/blog/nolus-mainnet-launch) (1 min read): On 23.05.2023 at exactly 3:00 PM UTC, our genesis validators breathed life into the Nolus chain and paved the path to creating a vibrant - [Nolus Audits Report](https://nolus.io/blog/nolus-audits-report) (3 min read): As the world of cryptocurrencies continues to evolve, security remains a top priority for anyone involved in the industry. - [The Role of Network Governance on Nolus](https://nolus.io/blog/the-role-of-network-governance-on-nolus) (5 min read): The Cosmos ecosystem prides itself on sovereignty and the ability of appchains to govern themselves through on-chain governance. - [How does Nolus solve the issue of liquidity?](https://nolus.io/blog/how-does-nolus-solve-the-issue-of-liquidity) (3 min read): As the world of decentralized finance continues to expand, one of the biggest challenges that protocols face is maintaining liquidity in - [FOMO, FUD, and DYOR](https://nolus.io/blog/fomo-fud-and-dyor) (3 min read): Cryptocurrency investing can be an exciting and potentially lucrative endeavor. - [What makes “Good Tokenomics”](https://nolus.io/blog/what-makes-good-tokenomics) (3 min read): Tokenomics should be transparent and easy to understand. - [Lending Within the Cosmos Ecosystem](https://nolus.io/blog/lending-within-the-cosmos-ecosystem) (3 min read): Soon, there will be more and more mechanisms developed over time to provide some additional flexibility to borrowers. - [Staying Safe in a Trustless Environment](https://nolus.io/blog/staying-safe-in-a-trustless-environment) (4 min read): With more projects spawning every day, staying safe within the cryptocurrency space should be a top priority! - [Exploring the Advantages and Disadvantages of Developing a Custom Layer-1 Blockchain](https://nolus.io/blog/exploring-the-advantages-and-disadvantages-of-developing-a-custom-layer-1-blockchain) (15 min read): The simplified creation of a sovereign, horizontally scalable blockchain with its proprietary token economy, cheap and fast transactions - [Finding Liquidity in the Cosmos](https://nolus.io/blog/finding-liquidity-in-the-cosmos) (4 min read): The majority of cryptocurrencies are volatile assets whose prices fluctuate for a number of reasons. - [The Importance of DeFi](https://nolus.io/blog/the-importance-of-defi) (4 min read): Decentralized finance offers an open and free alternative for consumers. - [Announcing the Nolus Delegation Program](https://nolus.io/blog/announcing-the-nolus-delegation-program) (3 min read): Through a delegation program, we can delegate locked tokens to both increase the total value securing the Network and to promote - [What Makes Staking an Attractive Proposition On Nolus?](https://nolus.io/blog/what-makes-staking-an-attractive-proposition-on-nolus) (4 min read): Proof-of-Stake acts as a Sybil-protection mechanism. - [Nolus Token Model](https://nolus.io/blog/nolus-token-model) (5 min read): The Nolus ecosystem has been uniquely designed to incentivize holders and maximize their benefits through staking, which encourages - [The Nolus Protocol — Under The Hood](https://nolus.io/blog/the-nolus-protocol-under-the-hood) (5 min read): Nolus Protocol provides users with fixed-interest loans with up to 150% financing, over 3x the market average. - [Liquid Staking Derivatives Meet Self-repaying Loans](https://nolus.io/blog/liquid-staking-derivatives-meet-self-repaying-loans) (5 min read): Staking rewards will automatically accrue to your stTOKENS position and be used by Nolus to pay off any interest accrued on the loan — - [How Does the Nolus Protocol Work?](https://nolus.io/blog/how-does-the-nolus-protocol-work) (3 min read): A financial suite that allows users with different objectives to find a home for their crypto activities - [The Future of DeFi With Nolus](https://nolus.io/blog/the-future-of-defi-with-nolus) (4 min read): Money markets play a critical role in the economy’s overall health, enabling the seamless flow of capital between lenders and borrowers - [Introducing the Nolus Protocol](https://nolus.io/blog/introducing-the-nolus-protocol) (4 min read): DeFi is a revolutionary concept that provides alternative means of self-empowerment for folks who demand transparency, censorship